Mortgage advisor Amsterdam
Moving to a new country can feel challenging and complicated. Viisi is here to make the process easier for you as a full service mortgage advisor for expats living or working in Amsterdam.
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16,074 mortgages 
9.9 average customer rating
€6.5 billion financed by mortgages From house-hunting to house-warming in 5 steps
Making solid preparations for your house-hunt
Do you qualify for a mortgage in The Netherlands?
At first you can check if you can apply for a mortgage in The Netherlands by using our ‘Do I qualify for a mortgage?’ tool. Within two minutes you will know if there are possibilities for you for obtaining a mortgage in The Netherlands. No personal information will be asked when completing the tool.
Thoroughly prepared through our webinar
In a single evening, we’ll take you through all of the aspects involved in buying a home. Whether it’s your first home, or if you’re selling up and moving on to another property, our advisors are always happy to help you on your way.
Calculate your maximum mortgage
Before you start looking, you’ll naturally want to know how much you can borrow. By using our online calculation tool, you can generate your own initial estimate.
Full service, we can connect you to all relevant parties
Viisi clients take advantage of our extended network. We connect you to the best real estate agents, appraisers, notaries, building inspectors etc.
Appointment with an advisor
We’ll conduct a preliminary meeting, and with us, it’s always without further obligation. This way, we can find out together within half an hour whether we’re able to help you. We can almost always provide a direct insight into your possibilities.
Schedule an appointment right away
Looking for more reading material?
Our knowledge base is packed with useful information on mortgages and house-hunting.
Get your bearings in the housing market
Check current prices and bidding info with Walter Living
Use Walter Living for your house-hunt. This allows you to request up-to-the-minute price and bidding information on all properties. Is a property being offered at a very attractive price, or is the asking price far too high? Has it been sold before and come back onto the market again later? You’ll get to see it all!
Bidding and negotiating
Offer with certainty
An offer without a financing condition increases your likelihood of a successful bid. It is not without risks however, which is why Viisi, in collaboration with BNP Paribas, introduced the Offer with Certainty. After a thorough assessment, you will receive a certificate with a specific amount up to which your mortgage is pre-approved. You can make the offer while dropping the financing clause, making it much more attractive for the seller.
Legal guidance
During your search and after the purchase of your new home, you can make free use of the DAS legal helpline, which is useful for any legal questions surrounding the purchase, financing, transfer and renovation of your new home.
Are there any other questions on your mind? Your advisor is on standby.
Your personal advisor with Viisi is always available for questions during your search. If you need to act quickly, we’re there for you immediately!
Tailor-made mortgage advice
Tailored mortgage advice
When your bid has been accepted by the seller, you need to arrange a number of things. First of all the mortgage. During the consultation, you will discuss with us a number of things to make sure you make the right choices:
- How to structure the mortgage (repayments, fixing the interest, taxation)
- Which interests are available in the market, what are the differences in terms of monthly payments?
- Which mortgage conditions are important? And which lender offers the best deal for me?
- What are the processing times of mortgage lenders and where do I have the best chance on an smooth approval of the mortgage?
Insurance included
Advice on life insurance and other insurances is always included in our advice, without any additional fees. Because it is important to be confident about your financial situation regardless what happens in the future.
Need an appraiser or bank guarantee?
Look no further, because Viisi can also set that up for you. We work together with a number of knowledgeable partners, who offer good service levels and competitive rates.
A 40% faster processing rate for your mortgage
Viisi is unique in having our own team of lightning-fast and accurate mortgage underwriters. They check your documentation before sending it to the mortgage lender. You will know immediately if something is missing or when an additional document might be needed. This way, we make sure that mortgage applications from Viisi are approved 40% faster than average.
Do you have any further questions? Your Viisi advisor will be there all along until your mortgage has officially been approved. And after that as well!
Your home is financed!
Final quote
When everything has been checked and approved, you will receive your final mortgage offer. All you need to do afterwards is sign, and your mortgage is done and dusted!
Congratulations! You can head over to the notary and pick up the keys to your house.
Do you have any questions after that? Or need to arrange insurances for your new home? Your Viisi advisor is there for you!
Take a look at Viisi Wealth as well in order to think about investing for later. And in this article we will discuss pension investments.
Why live in Amsterdam?
What really typifies the Amsterdam housing market is the large number of highly skilled first time buyers. As it happens, the city is home to several universities and colleges and there are many employment opportunities. Coupled with the vibrant character of the city, it is the ideal place for people to ‘stick around’ after their studies and eventually settle.
As such, demand for homes for sale is incredibly high in Amsterdam and each area and neighbourhood has its own characteristics and benefits. If you want luxury and liveliness, then a property in the canal district is obviously a good option. But of course, Amsterdam offers more than just canals. You could also choose to settle in the Pijp where there is an abundance to see and do, in Amsterdam West if you want to be hip, or across the River ‘t IJ (Amsterdam North) if you want something a little more quiet.
Your situation
Are you going to buy your first house, do you want to remortgage your property or are you going to buy a next house? Viisi is your mortgage advisor in Amsterdam.
- Including mandatory or desired term life insurance(s)
- MyViisi: documents can be simply and securely uploaded online
- Academically educated advisors
- One fixed advisor for the entire mortgage process
- Extended network of real estate agents, appraisers, notaries etc.
- Partnerships for arranging your tax return and provisional refund
Mortgage advice in Amsterdam: sealed bids
It will certainly come as no surprise that viewings in a popular city like Amsterdam are in high demand and that bids in excess of the asking price are commonplace. But how do you handle this as a first time buyer? As mortgage advisors, we specialize in assessing how much financing you can obtain and advising you on the best choices in that context. With our deep understanding of the Amsterdam housing market, we can guide you not only on the property value but also on other critical financial decisions should you opt for our mortgage advice.
And other matters if you choose to obtain mortgage advice from us. That way, making an offer higher than the asking price does not necessarily mean you are bidding in excess of the home’s market value. We will look at the most suitable solution for your circumstances in consultation with you. As your mortgage advisor in Amsterdam we are happy to help you with buying your first house, remortgaging your property or buying a new house.
Already curious about your maximum mortgage and the corresponding monthly expenses? Calculate your maximum mortgage with Viisi’s mortgage calculator.
Mortgage advice on making an offer with or without a resolutive condition in Amsterdam
Anyone currently looking for a home to buy in Amsterdam knows that offers are frequently made without a resolutive condition. Making an offer without this condition could be beneficial for you, but also poses a big risk. Because what do you do if your mortgage loan application is refused? As it happens, you may then have to pay 10% of the purchase price as a penalty. Are you prepared to take this risk? And would you even want to take this risk? We would be happy to advise you on this too.
Need a mortgage advisor in Amsterdam? We can assist you!
If there is one city where many people want to live, then it is Amsterdam. Not surprising of course, because there is so much to see and do in Amsterdam: museums, concerts, restaurants, nature, water, shopping, Amsterdam has everything you can think of. Are you looking for a home to buy in this popular city, or have you already had an offer accepted and do you need a mortgage advisor? We would be delighted to assist you. Our university-educated consultants will give you appropriate mortgage advice in Amsterdam because they know this city better than anyone does. A lot of personal contact and quick response to your questions is what you can expect from our advisers.
Can we welcome you during a free consultation? You can book an initial no obligation first consultation with one of our mortgage advisors in Amsterdam now.
Mortgage advice for academics
Whether you are a medical student without a permanent contract of employment, a PhD candidate, or a lawyer with years of work experience, you can always count on expert advice from Viisi. All our mortgage advisors have an academic background. We listen to your requirements and look at all the options that apply to your specific circumstances. Check out our 5-step mortgage advice process and find out how we work.
Professional mortgage advisor in Amsterdam
Interested in exploring your options in the Amsterdam housing market and understanding the important factors to consider? Reach out to us today to arrange a no-obligation mortgage advice consultation. Our team of expert mortgage advisors is here to guide you, ensuring that you’ll be able to move into your lovely new Amsterdam home in no time.
With Amsterdam as capital of the Netherlands, we’ve strategically established different offices in this city. We’ve learned that housing demand is at its peak in this region. Therefore, no matter where you envision residing within Amsterdam, we can assure you that there’s a dedicated team of professional mortgage advisors conveniently located nearby to assist you.
- Amsterdam Amstel
- Amsterdam Rokin
- Amsterdam West
- Amsterdam Zuidas
- Amsterdam-Noord
Have you set your sights beyond just Amsterdam? Viisi has offices in various Dutch cities, including:
But that’s not all. We have a presence in multiple locations throughout the Netherlands, ensuring that no matter where you intend to settle, we possess the localised expertise to provide you with effective guidance.
Curious to find out what we can do for you?
Contact us for an introductory no obligation telephone consultation. We will call you at a time that suits you, so you have all the time you need to tell us about your ideas and ask questions. Have you set your sights beyond just Amsterdam? We have offices across the whole country, so there is always a mortgage advisor familiar with your prospective town or city.
