Mortgage advice Haarlem
Full service mortgage advice for expats living or working in Haarlem
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16,074 mortgages 
9.9 average customer rating
€6.5 billion financed by mortgages Let us find the best mortgage solution for you. It's what we do all day.
From house-hunting to house-warming in 5 steps
Making solid preparations for your house-hunt
Do you qualify for a mortgage in The Netherlands?
At first you can check if you can apply for a mortgage in The Netherlands by using our ‘Do I qualify for a mortgage?’ tool. Within two minutes you will know if there are possibilities for you for obtaining a mortgage in The Netherlands. No personal information will be asked when completing the tool.
Thoroughly prepared through our webinar
In a single evening, we’ll take you through all of the aspects involved in buying a home. Whether it’s your first home, or if you’re selling up and moving on to another property, our advisors are always happy to help you on your way.
Calculate your maximum mortgage
Before you start looking, you’ll naturally want to know how much you can borrow. By using our online calculation tool, you can generate your own initial estimate.
Full service, we can connect you to all relevant parties
Viisi clients take advantage of our extended network. We connect you to the best real estate agents, appraisers, notaries, building inspectors etc.
Appointment with an advisor
We’ll conduct a preliminary meeting, and with us, it’s always without further obligation. This way, we can find out together within half an hour whether we’re able to help you. We can almost always provide a direct insight into your possibilities.
Schedule an appointment right away
Looking for more reading material?
Our knowledge base is packed with useful information on mortgages and house-hunting.
Get your bearings in the housing market
Check current prices and bidding info with Walter Living
Use Walter Living for your house-hunt. This allows you to request up-to-the-minute price and bidding information on all properties. Is a property being offered at a very attractive price, or is the asking price far too high? Has it been sold before and come back onto the market again later? You’ll get to see it all!
Bidding and negotiating
Offer with certainty
An offer without a financing condition increases your likelihood of a successful bid. It is not without risks however, which is why Viisi, in collaboration with BNP Paribas, introduced the Offer with Certainty. After a thorough assessment, you will receive a certificate with a specific amount up to which your mortgage is pre-approved. You can make the offer while dropping the financing clause, making it much more attractive for the seller.
Legal guidance
During your search and after the purchase of your new home, you can make free use of the DAS legal helpline, which is useful for any legal questions surrounding the purchase, financing, transfer and renovation of your new home.
Are there any other questions on your mind? Your advisor is on standby.
Your personal advisor with Viisi is always available for questions during your search. If you need to act quickly, we’re there for you immediately!
Tailor-made mortgage advice
Tailored mortgage advice
When your bid has been accepted by the seller, you need to arrange a number of things. First of all the mortgage. During the consultation, you will discuss with us a number of things to make sure you make the right choices:
- How to structure the mortgage (repayments, fixing the interest, taxation)
- Which interests are available in the market, what are the differences in terms of monthly payments?
- Which mortgage conditions are important? And which lender offers the best deal for me?
- What are the processing times of mortgage lenders and where do I have the best chance on an smooth approval of the mortgage?
Insurance included
Advice on life insurance and other insurances is always included in our advice, without any additional fees. Because it is important to be confident about your financial situation regardless what happens in the future.
Need an appraiser or bank guarantee?
Look no further, because Viisi can also set that up for you. We work together with a number of knowledgeable partners, who offer good service levels and competitive rates.
A 40% faster processing rate for your mortgage
Viisi is unique in having our own team of lightning-fast and accurate mortgage underwriters. They check your documentation before sending it to the mortgage lender. You will know immediately if something is missing or when an additional document might be needed. This way, we make sure that mortgage applications from Viisi are approved 40% faster than average.
Do you have any further questions? Your Viisi advisor will be there all along until your mortgage has officially been approved. And after that as well!
Your home is financed!
Final quote
When everything has been checked and approved, you will receive your final mortgage offer. All you need to do afterwards is sign, and your mortgage is done and dusted!
Congratulations! You can head over to the notary and pick up the keys to your house.
Do you have any questions after that? Or need to arrange insurances for your new home? Your Viisi advisor is there for you!
Take a look at Viisi Wealth as well in order to think about investing for later. And in this article we will discuss pension investments.
The Haarlem Housing Market
Homes in Haarlem are currently selling like hot cakes. Looking for a home in Haarlem yourself? Be quick, but do not be hasty in making an offer. As it happens, a provisional purchase contract without a financing arrangement clause is not entirely without risk. Looking for mortgage advice in Haarlem? We would be happy to explain the risks to you.
House prices in Haarlem rose by almost 22 per cent between 2013 and 2016. Taking the whole of the Netherlands into account, only in Amsterdam did house prices rise even faster. Homes in Haarlem that had been on the market for years suddenly became very popular again in 2014, 2015. Nowadays, the vast majority of homes are already sold within one to two weeks. In more than half of all cases, for even more than the asking price. We also discuss the pros and cons of a mortgage broker if you want mortgage advice in Haarlem and if desired, we can put you in touch with a mortgage broker to increase your chances in Haarlem.
Your situation
Are you going to buy your first house, do you want to remortgage your property or are you going to buy a next house?
- Including mandatory or desired term life insurance(s)
- MyViisi: documents can be simply and securely uploaded online
- Academically educated advisors
- One fixed advisor for the entire mortgage process
- Extended network of real estate agents, appraisers, notaries etc.
- Partnerships for arranging your tax return and provisional refund
Mortgage advice in Haarlem? Viisi can help!
Not only Amsterdam, but also Haarlem is incredibly popular with house hunters. At Viisi, we are only too well aware of that. Homes sell quickly in this city. Make sure you are well informed before proceeding with one of the biggest investments in your life. You can come to Viisi with all your mortgage queries. Our university-educated mortgage advisors give you professional mortgage advice in Haarlem, regardless of whether you are a first-time buyer, you are selling on or switching mortgages, or you are an expat, for example. Book an initial no-obligation telephone consultation to find out about the options now.
Why live in Haarlem?
Haarlem has everything your heart could desire: history, classic buildings, canals, many cafés and restaurants, appealing shops, town woods, and far more besides. You are close to the beach, and public transport quickly takes you from the capital city of North Holland to the centre of Amsterdam, capital city of the Netherlands. It will not come as a surprise that homes for sale in Haarlem are highly in demand. Particularly since 2015, when it became clear that the interest rate was continuing to drop. After Amsterdam, Haarlem is the largest city in North Holland. First-time buyers on the Amsterdam housing market often buy their second home in Haarlem because of the stunning neighbourhoods and the location.
Professional mortgage advice in Haarlem
Curious about your housing options in Haarlem? Then schedule a mortgage advice consultation in Haarlem with one of our mortgage advisors. Want to know what your options are in one of the other Randstad cities? Viisi has several offices, including in Rotterdam, Delft, Amsterdam, and Utrecht. You can find a list of all our branches on our contact page. In addition, we offer a different kind of mortgage advice to all first-time buyers in Haarlem, namely seminars. If you are looking for information about the housing market and financing of a home in Haarlem, the seminar is the best point of departure. Attendance of one of our seminars is completely free of charge. In just one evening, you will be up to speed on all the ins and outs and your options.
Buying a home in Haarlem? Obtain mortgage advice from Viisi
Regardless of whether you are a first-time buyer on the housing market or you are selling on, it is always advisable to obtain mortgage advice. At Viisi, we know what is happening on the Haarlem housing market and are thus able to offer you good advice. For example, did you know that:
- After Amsterdam, house prices rose fastest in Haarlem in recent years?
Most homes in Haarlem are sold within one to two weeks? - 50 per cent of homes sell for more than the asking price?
- The number of newly built homes is stagnating because there is hardly any more space in the city to build new homes? The few newly built homes that are available find an owner almost immediately.
In addition, you will find it a little harder to find a new home in Haarlem without a mortgage broker. Furthermore, Viisi is observing that people are buying homes in Haarlem without a financing arrangement clause more and more often. This can be beneficial for you in some cases, but as a buyer, you also run the risk of a penalty if your mortgage loan application is turned down and, as a result, you are unable to finance the home. Our mortgage advisors have a great deal of experience with all these issues. Would you like to know what you can expect? Then come to Viisi for mortgage advice in Haarlem. We look at your circumstances, needs, and preferences, and always give you suitable advice.
Curious about what we can do for you?
Schedule a no obligation introductory telephone consultation whenever it suits you best. Have you set your sights beyond just Haarlem? We may be able to assist you with mortgage advice then too. We have offices in various locations throughout the country so you are never far from a branch. You can find our contact details and a list of all our branches at the bottom of this page. See you soon!
