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If you are an expat living in the Netherlands and you are considering buying a house, you may be wondering what the possibilities are for a mortgage.
By using this tool you will find out if you qualify for getting a mortgage in The Netherlands.
Duration: Approximately 1 minute
Based on your given answers, we have to conclude that there are no options for you at the moment.
Feel free to fill in this tool when your situation changes.
Based on your given answers, we have to conclude that there are no options for you yet.
When you can confirm that you will be in The Netherlands within 6 months, we recommend to fill in this tool again in order to figure out if you qualify for a mortgage in The Netherlands.
Please be aware that the options for getting a mortgage in The Netherlands are limited when your received income is not in Euro's.
Please continue filling in the tool in order to check if there are possibilities for you.
Examples of temporary purposes: study, seasonal labour
Examples of non-temporary purposes: Highly skilled migrant, researchers
For an overview of all types of residence permits you can visit this website
Lenders will only allow you to borrow 85% or 90% of the value of the house if you have a residence permit with a temporary purpose.
If the value of the property is € 500,000, lenders will allow you to borrow 85% to 90% of this value, so € 425,000 tot € 450,000. This means that you will have to bring in € 50,000 to € 75,000 of your own savings to be able to buy the property.
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