Mortgage advice Alkmaar
Full service mortgage advice for expats living or working in Alkmaar
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16,074 mortgages 
9.9 average customer rating
€6.5 billion financed by mortgages Let us find the best mortgage solution for you. It's what we do all day.
From house-hunting to house-warming in 5 steps
Making solid preparations for your house-hunt
Do you qualify for a mortgage in The Netherlands?
At first you can check if you can apply for a mortgage in The Netherlands by using our ‘Do I qualify for a mortgage?’ tool. Within two minutes you will know if there are possibilities for you for obtaining a mortgage in The Netherlands. No personal information will be asked when completing the tool.
Thoroughly prepared through our webinar
In a single evening, we’ll take you through all of the aspects involved in buying a home. Whether it’s your first home, or if you’re selling up and moving on to another property, our advisors are always happy to help you on your way.
Calculate your maximum mortgage
Before you start looking, you’ll naturally want to know how much you can borrow. By using our online calculation tool, you can generate your own initial estimate.
Full service, we can connect you to all relevant parties
Viisi clients take advantage of our extended network. We connect you to the best real estate agents, appraisers, notaries, building inspectors etc.
Appointment with an advisor
We’ll conduct a preliminary meeting, and with us, it’s always without further obligation. This way, we can find out together within half an hour whether we’re able to help you. We can almost always provide a direct insight into your possibilities.
Schedule an appointment right away
Looking for more reading material?
Our knowledge base is packed with useful information on mortgages and house-hunting.
Get your bearings in the housing market
Check current prices and bidding info with Walter Living
Use Walter Living for your house-hunt. This allows you to request up-to-the-minute price and bidding information on all properties. Is a property being offered at a very attractive price, or is the asking price far too high? Has it been sold before and come back onto the market again later? You’ll get to see it all!
Bidding and negotiating
Offer with certainty
An offer without a financing condition increases your likelihood of a successful bid. It is not without risks however, which is why Viisi, in collaboration with BNP Paribas, introduced the Offer with Certainty. After a thorough assessment, you will receive a certificate with a specific amount up to which your mortgage is pre-approved. You can make the offer while dropping the financing clause, making it much more attractive for the seller.
Legal guidance
During your search and after the purchase of your new home, you can make free use of the DAS legal helpline, which is useful for any legal questions surrounding the purchase, financing, transfer and renovation of your new home.
Are there any other questions on your mind? Your advisor is on standby.
Your personal advisor with Viisi is always available for questions during your search. If you need to act quickly, we’re there for you immediately!
Tailor-made mortgage advice
Tailored mortgage advice
When your bid has been accepted by the seller, you need to arrange a number of things. First of all the mortgage. During the consultation, you will discuss with us a number of things to make sure you make the right choices:
- How to structure the mortgage (repayments, fixing the interest, taxation)
- Which interests are available in the market, what are the differences in terms of monthly payments?
- Which mortgage conditions are important? And which lender offers the best deal for me?
- What are the processing times of mortgage lenders and where do I have the best chance on an smooth approval of the mortgage?
Insurance included
Advice on life insurance and other insurances is always included in our advice, without any additional fees. Because it is important to be confident about your financial situation regardless what happens in the future.
Need an appraiser or bank guarantee?
Look no further, because Viisi can also set that up for you. We work together with a number of knowledgeable partners, who offer good service levels and competitive rates.
A 40% faster processing rate for your mortgage
Viisi is unique in having our own team of lightning-fast and accurate mortgage underwriters. They check your documentation before sending it to the mortgage lender. You will know immediately if something is missing or when an additional document might be needed. This way, we make sure that mortgage applications from Viisi are approved 40% faster than average.
Do you have any further questions? Your Viisi advisor will be there all along until your mortgage has officially been approved. And after that as well!
Your home is financed!
Final quote
When everything has been checked and approved, you will receive your final mortgage offer. All you need to do afterwards is sign, and your mortgage is done and dusted!
Congratulations! You can head over to the notary and pick up the keys to your house.
Do you have any questions after that? Or need to arrange insurances for your new home? Your Viisi advisor is there for you!
Take a look at Viisi Wealth as well in order to think about investing for later. And in this article we will discuss pension investments.
Living in Alkmaar
Alkmaar is known around the world for its cheese. As you walk through the centre, you see many references to the appetising round cheeses, as well as beautiful buildings from the 16th to 19th century. Alkmaar boasts a total of 399 national monuments and 700 municipal monuments, the cityscape thus has protected status. You can also find characteristic old canals and many almshouses in the centre.
However, do not be fooled into thinking this is just a city for history enthusiasts. Statistics Netherlands (CBS) has rated Alkmaar the fifth best city for shopping because of the diversity of its retail offering. And like any modern city, the shops are open as usual on Sundays.
We briefly touched on scarcity on the housing market. The municipality is working hard to expand the number of homes, particularly in post-1990 newbuild areas (Vinex districts). Alkmaar has opted for diversity in these newbuild areas. For example, the Vroonermeer neighbourhood on the edge of Alkmaar. Many homes are beside the water or green spaces. Road traffic safety and privacy were important points of departure in the development of this area. Vroonermeer-Zuid was designed as a restricted traffic area, while Vroonermeer-Noord has a more rural character. As mortgage advisors, we monitor developments in Alkmaar closely.
Your situation
Are you going to buy your first house, do you want to remortgage your property or are you going to buy a next house?
- Including mandatory or desired term life insurance(s)
- MyViisi: documents can be simply and securely uploaded online
- Academically educated advisors
- One fixed advisor for the entire mortgage process
- Extended network of real estate agents, appraisers, notaries etc.
- Partnerships for arranging your tax return and provisional refund
The best mortgage advice in Alkmaar
Why we are so self-assured? We know Alkmaar, we work there, we live there, we walk there, we lunch there and visit friends there. We know everything about Alkmaar and mortgage advice is our specialism. Living in this historical gem is incredible, but buying a home can be quite a challenge. The appealing centre, the perfect location and the number of amenities make it a popular city.
Riding the wave of price increases in the capital city, buying a home in Alkmaar is a very good investment. Take mortgage advice from professionals who know Alkmaar. You can book an initial no obligation telephone appointment to gauge whether you want to do business with us. Naturally, you need to feel comfortable. Attending our seminars in Amsterdam will give you reassurance. Our university educated mortgage advisors take 2.5 hours to explain everything you need to take into account when buying a home.
Coffee in Alkmaar
Not only is Alkmaar the city of big cheeses, the coffee culture originated in this North-Holland city too. Alfred Peet, the godfather of quality coffee, unleashed a genuine coffee revolution over half a century ago. Even the founders of Starbucks took advice from him. His parents’ home used to be where Roses restaurant is now situated. What can we say; those with good taste will feel completely at home in Alkmaar.
Professional mortgage advice in Alkmaar
Looking to move out of the Randstad, but still work there? Alkmaar is centrally located in relation to various large cities. Or do you live in a somewhat smaller municipality and are you seeking the allure of the city without the population volume and issues that come with a very large city? Are you a first-time buyer on the housing market, or is your family expanding? Are you buying on your own or with a partner? Viisi can offer input for all circumstances. Mortgage advice for you in Alkmaar, that is what we offer. Your needs and options are our priority.
Did you know:
- The average asking price for a home in Alkmaar is € 316,802.
- There are over 50,000 homes in this delightful city.
- At least 57% of those homes are owner-occupied.
Want to know more? Our mortgage advisors know the situation better than anyone does and would be delighted to offer appropriate advice.
Curious about what we can do for you?
Schedule an introductory no obligation telephone consultation whenever it suits you best. Have you set your sights beyond just Alkmaar? We may be able to assist you with mortgage advice then too. We have many other offices usefully situated throughout the country. Call one of our mortgage advisors to find out what we can do for you!
