Mortgage advice Almere
Full service mortgage advice for expats living or working in Almere
Schedule a free appointment
Let us find the best mortgage solution for you. It's what we do all day.
From house-hunting to house-warming in 5 steps
Making solid preparations for your house-hunt
Do you qualify for a mortgage in The Netherlands?
At first you can check if you can apply for a mortgage in The Netherlands by using our ‘Do I qualify for a mortgage?’ tool. Within two minutes you will know if there are possibilities for you for obtaining a mortgage in The Netherlands. No personal information will be asked when completing the tool.
Thoroughly prepared through our webinar
In a single evening, we’ll take you through all of the aspects involved in buying a home. Whether it’s your first home, or if you’re selling up and moving on to another property, our advisors are always happy to help you on your way.
Calculate your maximum mortgage
Before you start looking, you’ll naturally want to know how much you can borrow. By using our online calculation tool, you can generate your own initial estimate.
Full service, we can connect you to all relevant parties
Viisi clients take advantage of our extended network. We connect you to the best real estate agents, appraisers, notaries, building inspectors etc.
Appointment with an advisor
We’ll conduct a preliminary meeting, and with us, it’s always without further obligation. This way, we can find out together within half an hour whether we’re able to help you. We can almost always provide a direct insight into your possibilities.
Schedule an appointment right away
Looking for more reading material?
Our knowledge base is packed with useful information on mortgages and house-hunting.
Get your bearings in the housing market
Check current prices and bidding info with Walter Living
Use Walter Living for your house-hunt. This allows you to request up-to-the-minute price and bidding information on all properties. Is a property being offered at a very attractive price, or is the asking price far too high? Has it been sold before and come back onto the market again later? You’ll get to see it all!
Bidding and negotiating
Offer with certainty
An offer without a financing condition increases your likelihood of a successful bid. It is not without risks however, which is why Viisi, in collaboration with BNP Paribas, introduced the Offer with Certainty. After a thorough assessment, you will receive a certificate with a specific amount up to which your mortgage is pre-approved. You can make the offer while dropping the financing clause, making it much more attractive for the seller.
Legal guidance
During your search and after the purchase of your new home, you can make free use of the DAS legal helpline, which is useful for any legal questions surrounding the purchase, financing, transfer and renovation of your new home.
Are there any other questions on your mind? Your advisor is on standby.
Your personal advisor with Viisi is always available for questions during your search. If you need to act quickly, we’re there for you immediately!
Tailor-made mortgage advice
Tailored mortgage advice
When your bid has been accepted by the seller, you need to arrange a number of things. First of all the mortgage. During the consultation, you will discuss with us a number of things to make sure you make the right choices:
- How to structure the mortgage (repayments, fixing the interest, taxation)
- Which interests are available in the market, what are the differences in terms of monthly payments?
- Which mortgage conditions are important? And which lender offers the best deal for me?
- What are the processing times of mortgage lenders and where do I have the best chance on an smooth approval of the mortgage?
Insurance included
Advice on life insurance and other insurances is always included in our advice, without any additional fees. Because it is important to be confident about your financial situation regardless what happens in the future.
Need an appraiser or bank guarantee?
Look no further, because Viisi can also set that up for you. We work together with a number of knowledgeable partners, who offer good service levels and competitive rates.
A 40% faster processing rate for your mortgage
Viisi is unique in having our own team of lightning-fast and accurate mortgage underwriters. They check your documentation before sending it to the mortgage lender. You will know immediately if something is missing or when an additional document might be needed. This way, we make sure that mortgage applications from Viisi are approved 40% faster than average.
Do you have any further questions? Your Viisi advisor will be there all along until your mortgage has officially been approved. And after that as well!
Your home is financed!
Final quote
When everything has been checked and approved, you will receive your final mortgage offer. All you need to do afterwards is sign, and your mortgage is done and dusted!
Congratulations! You can head over to the notary and pick up the keys to your house.
Do you have any questions after that? Or need to arrange insurances for your new home? Your Viisi advisor is there for you!
Take a look at Viisi Wealth as well in order to think about investing for later. And in this article we will discuss pension investments.
Living in Almere
Almere is developing rapidly and is becoming increasingly popular, partly thanks to its excellent location in relation to Amsterdam. Although Almere is not the capital of Flevoland, it is the largest city in the province. In addition, it is relatively speaking the fastest growing larger municipality in the Netherlands. Due to the housing shortage and rising house prices in the capital, more and more Amsterdammers are forced to take the step to the polder city. However, Almere offers more advantages, such as space, greenery and lots of square meters for your money.
With more than 200,000 inhabitants, Almere is considerably larger than Lelystad and the city is expected to grow to around 300,000 to 350,000 inhabitants in the near future. The proportion of young residents is large, making Almere a city of the future. Viisi’s mortgage advisers know the city and know what is happening on the housing market in Almere. As a result, they can help you optimally with taking out a mortgage that suits your situation and preferences.
Your situation
Are you going to buy your first house, do you want to remortgage your property or are you going to buy a next house?
- Including mandatory or desired term life insurance(s)
- MyViisi: documents can be simply and securely uploaded online
- Academically educated advisors
- One fixed advisor for the entire mortgage process
- Extended network of real estate agents, appraisers, notaries etc.
- Partnerships for arranging your tax return and provisional refund
Mortgage advice with knowledge of Almere
At Viisi, the mortgage advisers are of course experts in their field, but they are also known in the city where you want to buy a home. Advisors who know the local market work at our offices, which is important in a fast-growing municipality like Almere. This way you get real tailor-made advice and that pays off.
Living below sea level
Almere was founded in the mid-20th century. New land was created with the draining of the former Zuiderzee. The dikes protect the province of Flevoland against the surrounding water. Almere borders the Gooimeer, the IJmeer and the Markermeer and is even two to five meters below sea level. This is a special phenomenon for non-Dutch people.
Fortunately, you don’t notice much of life below sea level in the city itself. Almere is anything but a hole. Modern architecture and special buildings are characteristic, as are innovative cultural experiments. The space outside the city regularly makes way for festivals, such as the Almere Harbor Festival, the Libelle Summer Week and Pop Festival Zand.
Living in a big city has many advantages; there is always something to do and something for everyone. Yet it is also nice if you can regularly take a trip to nature. Thanks to the many nature reserves near Almere, this is no problem at all. The Oostvaardersplassen, the Zilverstrand, the Kotterbos and many other beautiful places provide a fresh breeze and space for movement and relaxation.
Walking through the city you can meet well-known Dutch people such as Ali B., Annemarie Jorritsma, Remy Bonjasky, Nicolette Kluijver or Frank Rijkaard.
Professional mortgage advice Almere
Do you work in Amsterdam, in Almere or near the polder city? With the good road network and public transport, Almere is a great city to accommodate. Do you like to go green or do you like surfing or sailing, then this is also the place for you. Will it be your first home? Is the family situation changing? Do you live alone or with five? Whatever your situation, at Viisi we look together with you at the possibilities and the most suitable solution.
Did you know:
- The average WOZ value of a home in Almere is € 187,000.
- More than 1,000 homes are sold and bought every quarter.
- A house is only for sale for more than 20 days on average.
- The nicer houses can certainly be found in Overgooi, Vogelhorst and Almere Hout.
Do you want to know more? Our consultants know better than anyone what is going on and are happy to give you appropriate advice.
Curious about what we can do for you?
We start the introduction with a no-obligation telephone conversation. We schedule it when it suits you. Not sure yet whether it will be Almere? No problem, our offices are located in many places in the country. We can always help you with the right mortgage advice.