Mortgage advice Amersfoort
Full service mortgage advice for expats living or working in Amersfoort
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Let us find the best mortgage solution for you. It's what we do all day.
From house-hunting to house-warming in 5 steps
Making solid preparations for your house-hunt
Do you qualify for a mortgage in The Netherlands?
At first you can check if you can apply for a mortgage in The Netherlands by using our ‘Do I qualify for a mortgage?’ tool. Within two minutes you will know if there are possibilities for you for obtaining a mortgage in The Netherlands. No personal information will be asked when completing the tool.
Thoroughly prepared through our webinar
In a single evening, we’ll take you through all of the aspects involved in buying a home. Whether it’s your first home, or if you’re selling up and moving on to another property, our advisors are always happy to help you on your way.
Calculate your maximum mortgage
Before you start looking, you’ll naturally want to know how much you can borrow. By using our online calculation tool, you can generate your own initial estimate.
Full service, we can connect you to all relevant parties
Viisi clients take advantage of our extended network. We connect you to the best real estate agents, appraisers, notaries, building inspectors etc.
Appointment with an advisor
We’ll conduct a preliminary meeting, and with us, it’s always without further obligation. This way, we can find out together within half an hour whether we’re able to help you. We can almost always provide a direct insight into your possibilities.
Schedule an appointment right away
Looking for more reading material?
Our knowledge base is packed with useful information on mortgages and house-hunting.
Get your bearings in the housing market
Check current prices and bidding info with Walter Living
Use Walter Living for your house-hunt. This allows you to request up-to-the-minute price and bidding information on all properties. Is a property being offered at a very attractive price, or is the asking price far too high? Has it been sold before and come back onto the market again later? You’ll get to see it all!
Bidding and negotiating
Offer with certainty
An offer without a financing condition increases your likelihood of a successful bid. It is not without risks however, which is why Viisi, in collaboration with BNP Paribas, introduced the Offer with Certainty. After a thorough assessment, you will receive a certificate with a specific amount up to which your mortgage is pre-approved. You can make the offer while dropping the financing clause, making it much more attractive for the seller.
Legal guidance
During your search and after the purchase of your new home, you can make free use of the DAS legal helpline, which is useful for any legal questions surrounding the purchase, financing, transfer and renovation of your new home.
Are there any other questions on your mind? Your advisor is on standby.
Your personal advisor with Viisi is always available for questions during your search. If you need to act quickly, we’re there for you immediately!
Tailor-made mortgage advice
Tailored mortgage advice
When your bid has been accepted by the seller, you need to arrange a number of things. First of all the mortgage. During the consultation, you will discuss with us a number of things to make sure you make the right choices:
- How to structure the mortgage (repayments, fixing the interest, taxation)
- Which interests are available in the market, what are the differences in terms of monthly payments?
- Which mortgage conditions are important? And which lender offers the best deal for me?
- What are the processing times of mortgage lenders and where do I have the best chance on an smooth approval of the mortgage?
Insurance included
Advice on life insurance and other insurances is always included in our advice, without any additional fees. Because it is important to be confident about your financial situation regardless what happens in the future.
Need an appraiser or bank guarantee?
Look no further, because Viisi can also set that up for you. We work together with a number of knowledgeable partners, who offer good service levels and competitive rates.
A 40% faster processing rate for your mortgage
Viisi is unique in having our own team of lightning-fast and accurate mortgage underwriters. They check your documentation before sending it to the mortgage lender. You will know immediately if something is missing or when an additional document might be needed. This way, we make sure that mortgage applications from Viisi are approved 40% faster than average.
Do you have any further questions? Your Viisi advisor will be there all along until your mortgage has officially been approved. And after that as well!
Your home is financed!
Final quote
When everything has been checked and approved, you will receive your final mortgage offer. All you need to do afterwards is sign, and your mortgage is done and dusted!
Congratulations! You can head over to the notary and pick up the keys to your house.
Do you have any questions after that? Or need to arrange insurances for your new home? Your Viisi advisor is there for you!
Take a look at Viisi Wealth as well in order to think about investing for later. And in this article we will discuss pension investments.
Why live in Amersfoort?
Do you like a city with a little history? Not keen on living in the frenetic Randstad? Then Amersfoort is the city for you. The city centre radiates culture and history. Canals encircle large, classic buildings and three large squares where you can enjoy the terraces and shop to your heart’s content.
Amersfoort is situated just outside the Randstad. So it retains an urban character, yet offers the calm of the countryside. The housing offering is extremely diverse. You can find student accommodation, rental properties and homes for sale. There is something for everyone: a range of both classic and newly built homes. Property prices vary between € 130,000 and € 900,000.
Living in Amersfoort
If you move to Amersfoort, you will be living in the birthplace of the great Piet Mondriaan. Apart from the house where he was born, you will find numerous references to one of the country’s most famous artists. If you have a day off, you can climb the Onze Lieve Vrouwetoren and enjoy scenic views across Amersfoort city centre. Amersfoort is a city with a diversity of cultures and residents. A city that combines an urban feel with the calm of the countryside.
Your situation
Are you going to buy your first house, do you want to remortgage your property or are you going to buy a next house?
- Including mandatory or desired term life insurance(s)
- MyViisi: documents can be simply and securely uploaded online
- Academically educated advisors
- One fixed advisor for the entire mortgage process
- Extended network of real estate agents, appraisers, notaries etc.
- Partnerships for arranging your tax return and provisional refund
Mortgage advice in Amersfoort?
Amersfoort is a wonderful city for families as well as young professionals. There are plenty of facilities and you are a stone’s throw from Utrecht. As with other popular cities, it can be difficult to secure a home in some neighbourhoods. That is why it is advisable to be well prepared and to have a good strategy. Looking for mortgage advice in Amersfoort? We would be delighted to assist! You can book an initial no obligation telephone consultation with us.
Professional mortgage advice in Amersfoort
Want to escape the Randstad while retaining that urban character? Or are you looking for a single-family home because you have a baby on the way? Or do you simply want to move? Whatever your circumstances, Viisi in Amersfoort always gives you mortgage advice geared towards your needs. We explore all your options together. Besides, we obviously know what is happening on the Amersfoort housing market, so you never have to worry about surprises. A few current facts about the Amersfoort housing market at a glance:
- On average, a property is listed for sale for 52 days in Amersfoort (note: this is the average, figures can vary widely from one area to another).
- The average property price in 2019 was € 299,000.-.
- If you have a large budget (€ 360,000.- – € 400,000.-), then Indische Buurt is a good area to consider.
- Is your budget a little smaller? Prices in the city centre are generally € 100,000.- lower on average. Around Lieve Vrouwekerkhof, for example.
Want to know more? Our mortgage advisors know the market better than anyone does and would be delighted to give you suitable mortgage advice in Amersfoort.
Curious about what we can do for you?
Schedule a no obligation telephone mortgage advice consultation in Amersfoort. Have you set your sights beyond just Amersfoort? Then too, we may be able to assist you with mortgage advice. We have offices in Utrecht and Hilversum, amongst others. You can find a list of all our branches at the bottom of this page. Call one of our mortgage advisors to find out what we can do for you!