Mortgage advice Groningen
Full service mortgage advice for expats living or working in Groningen
Schedule a free appointment
Let us find the best mortgage solution for you. It's what we do all day.
From house-hunting to house-warming in 5 steps
Making solid preparations for your house-hunt
Do you qualify for a mortgage in The Netherlands?
At first you can check if you can apply for a mortgage in The Netherlands by using our ‘Do I qualify for a mortgage?’ tool. Within two minutes you will know if there are possibilities for you for obtaining a mortgage in The Netherlands. No personal information will be asked when completing the tool.
Thoroughly prepared through our webinar
In a single evening, we’ll take you through all of the aspects involved in buying a home. Whether it’s your first home, or if you’re selling up and moving on to another property, our advisors are always happy to help you on your way.
Calculate your maximum mortgage
Before you start looking, you’ll naturally want to know how much you can borrow. By using our online calculation tool, you can generate your own initial estimate.
Full service, we can connect you to all relevant parties
Viisi clients take advantage of our extended network. We connect you to the best real estate agents, appraisers, notaries, building inspectors etc.
Appointment with an advisor
We’ll conduct a preliminary meeting, and with us, it’s always without further obligation. This way, we can find out together within half an hour whether we’re able to help you. We can almost always provide a direct insight into your possibilities.
Schedule an appointment right away
Looking for more reading material?
Our knowledge base is packed with useful information on mortgages and house-hunting.
Get your bearings in the housing market
Check current prices and bidding info with Walter Living
Use Walter Living for your house-hunt. This allows you to request up-to-the-minute price and bidding information on all properties. Is a property being offered at a very attractive price, or is the asking price far too high? Has it been sold before and come back onto the market again later? You’ll get to see it all!
Bidding and negotiating
Offer with certainty
An offer without a financing condition increases your likelihood of a successful bid. It is not without risks however, which is why Viisi, in collaboration with BNP Paribas, introduced the Offer with Certainty. After a thorough assessment, you will receive a certificate with a specific amount up to which your mortgage is pre-approved. You can make the offer while dropping the financing clause, making it much more attractive for the seller.
Legal guidance
During your search and after the purchase of your new home, you can make free use of the DAS legal helpline, which is useful for any legal questions surrounding the purchase, financing, transfer and renovation of your new home.
Are there any other questions on your mind? Your advisor is on standby.
Your personal advisor with Viisi is always available for questions during your search. If you need to act quickly, we’re there for you immediately!
Tailor-made mortgage advice
Tailored mortgage advice
When your bid has been accepted by the seller, you need to arrange a number of things. First of all the mortgage. During the consultation, you will discuss with us a number of things to make sure you make the right choices:
- How to structure the mortgage (repayments, fixing the interest, taxation)
- Which interests are available in the market, what are the differences in terms of monthly payments?
- Which mortgage conditions are important? And which lender offers the best deal for me?
- What are the processing times of mortgage lenders and where do I have the best chance on an smooth approval of the mortgage?
Insurance included
Advice on life insurance and other insurances is always included in our advice, without any additional fees. Because it is important to be confident about your financial situation regardless what happens in the future.
Need an appraiser or bank guarantee?
Look no further, because Viisi can also set that up for you. We work together with a number of knowledgeable partners, who offer good service levels and competitive rates.
A 40% faster processing rate for your mortgage
Viisi is unique in having our own team of lightning-fast and accurate mortgage underwriters. They check your documentation before sending it to the mortgage lender. You will know immediately if something is missing or when an additional document might be needed. This way, we make sure that mortgage applications from Viisi are approved 40% faster than average.
Do you have any further questions? Your Viisi advisor will be there all along until your mortgage has officially been approved. And after that as well!
Your home is financed!
Final quote
When everything has been checked and approved, you will receive your final mortgage offer. All you need to do afterwards is sign, and your mortgage is done and dusted!
Congratulations! You can head over to the notary and pick up the keys to your house.
Do you have any questions after that? Or need to arrange insurances for your new home? Your Viisi adviser is there for you!
Living in Groningen
Groningen has over 200,000 inhabitants: townies and friends of the people from its surrounding area. For an outsider an incomprehensible difference, but living in Groningen you would effortlessly add the peat bogs versus the rich gentleman farmers. A proud and very cocksure province with a turbulent past, still resounding in the present relations, in which distressing poverty was the polar opposite of the propertied class. The town is a delight with beautiful old buildings and the brand-new Forum. Groningen is populated by students, 30% of whom are foreigners, and cyclists have created a free state in it. The university is a biotope in this agricultural province. But its surroundings are also more than worthwhile to cycle through to Doodstil, Sint-Annen, or to Usquert with its town hall by the architect Berlage. Back in town, the theatre is well worth a visit. Or how about the Groninger Museum, a real eye-catcher right next to the station?
The distinguished Haren rivals Wassenaar, but otherwise Groningen is just a nice province with good access for cars, trains and air traffic and affordable housing. Of course, earthquake damage suffered is a perceptible aspect and has harmed the housing market in the most affected regions. Would you like to learn about the developments in the housing market and with what changes in the mortgage market you will have to reckon? Our mortgage advisors are fully informed and will be happy to help you find and finance your dream home.
Your situation
Are you going to buy your first house, do you want to remortgage your property or are you going to buy a next house?
- Including mandatory or desired term life insurance(s)
- MyViisi: documents can be simply and securely uploaded online
- Academically educated advisors
- One fixed advisor for the entire mortgage process
- Extended network of real estate agents, appraisers, notaries etc.
- Through Viisi, your tax return and provisional refund are arranged
Professional mortgage advice Groningen
Are you looking around on the Groningen housing market or do you already have a dream house in mind? Viisi’s mortgage advisors will be happy to think along with you and to help you find a mortgage that suits your situation and wishes. By the way, did you know that:
- The average price of a house in Groningen is € 270,000
- You pay an average of € 2,471 per square meter
- Every month some 207 houses change hands
- A house is for sale for an average period of 24 days.
- Helpman, the Hunze and the Schildersbuurt may be interesting neighbourhoods for you.
Want to speak to an advisor about your options?
Schedule a no-obligation telephone meeting to find out about a mortgage loan when it suits you. Are you looking beyond Groningen? In that case we may also be able to help you with a mortgage advice. We have offices throughout the country and there is always a place nearby for you. At the bottom of this page you will find our contact information and an overview of our branches.