Mortgage advice Zaandam
Full service mortgage advice for expats living or working in Zaandam
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Let us find the best mortgage solution for you. It's what we do all day.
From house-hunting to house-warming in 5 steps
Making solid preparations for your house-hunt
Do you qualify for a mortgage in The Netherlands?
At first you can check if you can apply for a mortgage in The Netherlands by using our ‘Do I qualify for a mortgage?’ tool. Within two minutes you will know if there are possibilities for you for obtaining a mortgage in The Netherlands. No personal information will be asked when completing the tool.
Thoroughly prepared through our webinar
In a single evening, we’ll take you through all of the aspects involved in buying a home. Whether it’s your first home, or if you’re selling up and moving on to another property, our advisors are always happy to help you on your way.
Calculate your maximum mortgage
Before you start looking, you’ll naturally want to know how much you can borrow. By using our online calculation tool, you can generate your own initial estimate.
Full service, we can connect you to all relevant parties
Viisi clients take advantage of our extended network. We connect you to the best real estate agents, appraisers, notaries, building inspectors etc.
Appointment with an advisor
We’ll conduct a preliminary meeting, and with us, it’s always without further obligation. This way, we can find out together within half an hour whether we’re able to help you. We can almost always provide a direct insight into your possibilities.
Schedule an appointment right away
Looking for more reading material?
Our knowledge base is packed with useful information on mortgages and house-hunting.
Get your bearings in the housing market
Check current prices and bidding info with Walter Living
Use Walter Living for your house-hunt. This allows you to request up-to-the-minute price and bidding information on all properties. Is a property being offered at a very attractive price, or is the asking price far too high? Has it been sold before and come back onto the market again later? You’ll get to see it all!
Bidding and negotiating
Offer with certainty
An offer without a financing condition increases your likelihood of a successful bid. It is not without risks however, which is why Viisi, in collaboration with BNP Paribas, introduced the Offer with Certainty. After a thorough assessment, you will receive a certificate with a specific amount up to which your mortgage is pre-approved. You can make the offer while dropping the financing clause, making it much more attractive for the seller.
Legal guidance
During your search and after the purchase of your new home, you can make free use of the DAS legal helpline, which is useful for any legal questions surrounding the purchase, financing, transfer and renovation of your new home.
Are there any other questions on your mind? Your advisor is on standby.
Your personal advisor with Viisi is always available for questions during your search. If you need to act quickly, we’re there for you immediately!
Tailor-made mortgage advice
Tailored mortgage advice
When your bid has been accepted by the seller, you need to arrange a number of things. First of all the mortgage. During the consultation, you will discuss with us a number of things to make sure you make the right choices:
- How to structure the mortgage (repayments, fixing the interest, taxation)
- Which interests are available in the market, what are the differences in terms of monthly payments?
- Which mortgage conditions are important? And which lender offers the best deal for me?
- What are the processing times of mortgage lenders and where do I have the best chance on an smooth approval of the mortgage?
Insurance included
Advice on life insurance and other insurances is always included in our advice, without any additional fees. Because it is important to be confident about your financial situation regardless what happens in the future.
Need an appraiser or bank guarantee?
Look no further, because Viisi can also set that up for you. We work together with a number of knowledgeable partners, who offer good service levels and competitive rates.
A 40% faster processing rate for your mortgage
Viisi is unique in having our own team of lightning-fast and accurate mortgage underwriters. They check your documentation before sending it to the mortgage lender. You will know immediately if something is missing or when an additional document might be needed. This way, we make sure that mortgage applications from Viisi are approved 40% faster than average.
Do you have any further questions? Your Viisi advisor will be there all along until your mortgage has officially been approved. And after that as well!
Your home is financed!
Final quote
When everything has been checked and approved, you will receive your final mortgage offer. All you need to do afterwards is sign, and your mortgage is done and dusted!
Congratulations! You can head over to the notary and pick up the keys to your house.
Do you have any questions after that? Or need to arrange insurances for your new home? Your Viisi advisor is there for you!
Take a look at Viisi Wealth as well in order to think about investing for later. And in this article we will discuss pension investments.
Living in Zaandam
Do you know Monet’s paintings of Zaandam? That Zaandam is still partly there – despite its growing number of inhabitants. The nearby Zaanse Schans is a world-class tourist attraction. Grocer Albert Heijn had his first grocery store there and the concern has remained loyal to that: the Albert Heijn head office is still there. Two of the most remarkable buildings are the town hall and a hotel consisting of a collection of Zaanse houses stacked on top of each other. Because that is, of course, the biggest characteristic of this region: ‘Zaanse huisjes’. Another pro is that Verkade still makes her cookies and chocolate there, which you can often smell from miles away.
Zaandam is easily accessible by train and car. A comfortable place under the smoke of Amsterdam. Noord is close by, which makes Zaandam an attractive place to live for people who want to live close to the capital, but also appreciate the tranquility. Would you like to know which developments are taking place in the mortgage- and housing market? Our mortgage advisers are fully informed and happy to help you find and finance your dream home.
Your situation
Are you going to buy your first house, do you want to remortgage your property or are you going to buy a next house?
- Including mandatory or desired term life insurance(s)
- MyViisi: documents can be simply and securely uploaded online
- Academically educated advisors
- One fixed advisor for the entire mortgage process
- Extended network of real estate agents, appraisers, notaries etc.
- Partnerships for arranging your tax return and provisional refund
The best mortgage advice in Zaandam
Why we are so self-assured? We know Zaandam. We work there, we live there, we lunch there and visit friends there. We know a lot about Zaandam and mortgage advice is our specialism. Living in this city is incredible, but buying a home can be quite a challenge. The appealing center, the perfect location and the number of amenities make it a popular city.
Riding the wave of price increases in the Amsterdam area, buying a home in Zaandam is a very good investment. Take mortgage advice from professionals who know the place. You can book an initial no-obligation telephone appointment to gauge whether you want to do business with us. Of course, you need to feel comfortable. Attending our seminars will give you reassurance. Our university-educated mortgage advisors take 2.5 hours to explain everything you need to take into account when buying a home.
Professional mortgage advice in Zaandam
Are you exploring the housing market in Zaandam or do you already have a dream house in mind? Viisi’s mortgage advisers are happy to think along with you and look for a mortgage that suits your situation and wishes. We do this online, or from our Zaanse consultancy office in the Saentoren, with a beautiful view over the center of Zaandam. Did you know that:
- The average house price of a house in the Zaanstreek is € 352.323?
- You pay an average of € 3.243 per square meter?
- A house here is for sale for 15 days on average?
Want to know more about living near the Zaan? Our mortgage advisers know the city like no other and are happy to provide appropriate advice.
Curious about what we can do for you?
Schedule an introductory no-obligation telephone consultation whenever it suits you best. Have you set your sights beyond just Alkmaar? We may be able to assist you with mortgage advice then too. We have many other offices usefully situated throughout the country. Call one of our mortgage advisors to find out what we can do for you!